AA Ecosystem Excellence Awards 2026
Celebrating organisations shaping India’s Account Aggregator ecosystem.
The Account Aggregator Excellence Awards recognise organisations that are turning the promise of consent-based financial data sharing into meaningful adoption, innovative solutions and measurable impact. These awards celebrate the organisations that are going beyond experimentation to build and scale solutions that create better outcomes for customers, financial institutions and the broader financial ecosystem.
From enabling greater access to credit and insurance to building innovative data-driven solutions, strengthening the FIP ecosystem and advancing the Account Aggregator (AA) framework, the awards shine a spotlight on the organisations writing India’s next chapter in financial innovation.
How to apply
Submit the nomination form.
Who can participate?
The awards are open to organisations across the AA ecosystem:
- Financial Information Users (FIUs)
- Account Aggregators (AAs)
The awards
The awards recognise excellence across seven ecosystem segments, with individual awards celebrating leadership in specific areas of adoption, innovation and impact.
- FIU – Lenders
- FIU – Insurance
- FIU – RIA
- Account Aggregator (AA)
More details on the award categories, eligibility criteria and nomination process can be found below.
Eligibility criteria
Note: Reporting Period: The standard reporting period is June 2025 – August 2026. If an FIU was not live on AA for the entire period, the metric should be calculated from the date the FIU went live with AA until August 2026. FIUs must clearly mention the applicable reporting period while submitting their entry.
| Category | Award | Evaluation Metrics | Submission Requirement |
|---|---|---|---|
| FIU –Lending | AA Excellence – Credit Inclusion | % of NTC cases sourced through AA | Share the percentage of total NTC loan cases sourced through AA, out of the total loan cases sourced across all channels. |
| FIU –Lending | AA Excellence – Gender Inclusive Credit | % of lending to women borrowers facilitated using AA data | Share the percentage of total loans to women borrowers facilitated using AA data, out of the total loans sourced across all channels. |
| FIU – Lending | AA Excellence – Business Loans | % of Business Loan disbursements sourced using AA data | Share the percentage of total Business Loan disbursements sourced using AA data, out of the total Business Loan disbursements across all channels. |
| FIU – Lending | AA Excellence – Home Loans | % of Home Loan disbursements sourced using AA data | Share the percentage of total Home Loan disbursements sourced using AA data, out of the total Home Loan disbursements across all channels. |
| Account aggregator | AA Application of the year |
|
AAs are requested to submit Latest Figma Screen or recorded video of the current live journey covering functionalities and UI and UX. A note on security features implemented by AA and also covering current rating on Play Store and App Store. |
| FIU – Insurance | AA Early Adopter – Insurance Category | % of insurance policies issued using AA data | Share the percentage of total insurance policies issued using AA data, out of the total insurance policies issued across all channels. |
| FIU – Insurance | AA Excellence – Use Case Leader in Insurance | Number of distinct AA use cases implemented and actively in use | Share the number of distinct AA use cases that are currently live and actively in use, along with a brief description of each use case. Proposed/upcoming use cases may be listed separately. |
| FIU – RIA | AA customer Choice Award |
|
As of August 2026, we need the following inputs from FIUs:
|
| FIU – Lending | AA Early Adopter – Microfinance | % of microfinance customers sourced using AA data | Share the percentage of total microfinance customers sourced through AA, out of the total microfinance customers sourced across all channels. |
| FIU – Lending | AA Early Adopter – Gold Loan | % of Gold Loan customers sourced using AA data | Share the percentage of total Gold Loan customers sourced through AA, out of the total Gold Loan customers sourced across all channels. |
How winners are selected
Winners will be selected from organisations that submit a nomination during the submission window.
Each entry will be evaluated against the published criteria for its award category. Winners will be determined based on the evidence and data submitted as part of the nomination.
This is an awards programme recognising excellence among participating nominees and is not intended to constitute a ranking of every eligible organisation in the market.
All submitted data must be accurate and accompanied by a signed declaration confirming its accuracy.
Key dates
Final submission: 5th October 2026
Final results: 7th October 2026
Final results: 7th October 2026
Set the benchmark for AA excellence
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